*APR=Annual Percentage Rate. Rates and terms accurate as of 4/1/2021 and are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. **2014 vehicles or newer for 60-month term. Other rates and terms available.  +Plus the cost of taxes, dealer fees, etc. for qualified borrowers. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. ***0.25% discount deducted from the applicants qualified rate. Membership eligibility applies.

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Whether you're purchasing, or refinancing your current loan, Island offers the same great rate on both new and used vehicles to help you save!

Why an Island Vehicle Loan is right for you!

  • The same low rates available for both new and pre-owned vehicles.
  • Current rate as low as 2.59% APR* up to 72 months**
  • 100% financing available on new and pre-owned vehicles+
  • Pre-approval boosts your bargaining power.
  • Island financing also available at all GrooveCar dealerships.
  • Loan Protection Insurance available.

Save even more with Island's Frontline Heroes Program

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Great Auto Rate!